49251 Grand River Ave
Directions Novi, MI 48376

  • Sales: 800-240-8685
  • Service: 800-240-8601
  • Parts: 800-209-9981

GAP Insurance is a Great Idea

If you don't want to get stuck holding the bag because your insurance doesn't cover what you owe in car payments, then you need to get GAP insurance. For example, if your car is totaled or stolen, your insurance company will cover what they consider your car to be worth. If you owe anything over that in your loan payments, then you are responsible for paying for that. If you don't want that to happen to you, then you should talk with our financing team here at Varsity Lincoln to make sure that you get full coverage.

The only time you really may not need to get GAP insurance is if you are buying your vehicle but have already paid a generous down payment. In that case, you are probably fine not to get GAP insurance since you won't be owing more than what the vehicle is worth or at least not that much. Visit our dealership today to learn more.

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